The temperature dropped to -3.6 degrees on Tuesday morning, according to the Bureau of Meteorology (BoM) weather station at Tamworth airport.

The minimum was reached just after 7am.

The cold weather was enough to freeze over windscreens, dogs' water bowls, and bring a thick and lingering frost to town.

Tamworth's minimum daily temperature has now been below zero for three days running, and the visits from Jack Frost keep on coming.

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Gunnedah and Armidale also woke to a wintry morning, the coldest of the year so far for both towns.

The BoM station at Gunnedah's airport recorded -3.4 degrees this morning, while the BoM station at Armidale clocked a freezing -4.8 degrees.

Locals noticed the chill in the air, and took to Facebook to report temperatures diving into the negatives across the region.

There have been reports from residents that places around Walcha reached -9 degrees, Bendemeer reached -10 degrees, and -5 was reported in Quirindi.

The sun is out in Tamworth on Tuesday, and the BoM forecast shows clear, mostly sunny conditions are expected to remain for the next few days.

Showers are predicted to fall over the weekend, with the chance of a thunderstorm on Saturday.