"Every morning I stand in front of the tv and wait for them to call me," she said. 

"I tell them I'm ready, but they waited until I was driving to call."

The Kootingal woman had only just left for work when she got the call, so pulled off the road in front of a neighbour's house to take the call.

"She said it was Sam and Kochie from Sunrise and I said, 'frig off'," Mrs Halloran said.

"They told me I'd won $50,000 and I kept asking if this was for real." 

She said it felt surreal.

"It was just disbelief," the Kootingal woman said. 

"Just pure disbelief."

Because she was so shaken, the neighbours came out and congratulated her before inviting me in for a cup of coffee to calm her down before she continued on her way to work.

Mrs Halloran said she hadn't decided what she would spend the money on yet, but was going to spend a bit on things she wanted and put the rest away.

"If something happens and we need it, it's there," she said. 

The mother of three and grandmother of three and her husband, Robert, celebrated with dinner at Kootingal Hotel.

"I can't wipe the grin off my face," she said.

Mrs Halloran will receive a letter of congratulations next week and a cheque in the mail in the next month or six weeks.