The couple, who asked to remain anonymous, bought their magic ticket at the Gunnedah Newsagency on Saturday.

It turned out to be one of three division one wins for the draw, netting the family over $3.3 million.

"We've been struggling for so long. It's come at a wonderful time. It will make a big difference for us," the winning woman said.

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"We'll be getting a nice house and great place for our dogs.

"It's going to make life easier, and we'll be able to help the kids out as well."

The couple were oblivious to their win until they checked their ticket on Monday, leading to a sleepless night before they cashed the prize on Tuesday.

"We couldn't sleep a wink at all last night," the winning woman said.

"My husband checked the ticket yesterday - he checked it four times, actually.

"He said, 'guess what? We've got six numbers'. I said, 'what?'.

"You beauty! Three million dollars!

It's the first division one win in the New England region so far this year.

Gunnedah Newsagency owner John Sturgess said the win was their first in five years.

"What a great feeling to have the opportunity to be involved in changing someone's life," he said.

"Customers are congratulating staff on selling the ticket and are happy that someone in our midst has struck it lucky."

In the 12 months to 30 June 2021, Saturday Lotto created 174 millionaires across Australia.

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