Dick and Lea Estens, who have a home in Chester St, returned home on Saturday.

While their newly renovated home only ended up having about 12cm of water wash through it, the home on their farm, west of the town, was severely affected.

"I've marked the line on the same board as the other two markings (from 1955 and 1976) in the house (in town) and it will be fine," Mr Estens said.

"There is a little bit to clean up, but the farm is where all the work has to be done."

Mr Estens estimated he suffered about $1 million of damage to the cotton crop on the farm.

This was on top of the $500,000 he lost as a result of the November floods.

"A number of the levees we have in place on the farm were broken. We will be doing our best over the next day to two to make sure we can pump as much of the water off that crop as possible," he said.

Ever the optimist, Mr Estens told The Leader some of the crop may be salvageable if they worked quickly.

"It can be all right if it's under moving water for a couple of days, because the water is oxygenated, but after that you don't get much luck," he said, admitting he was hopeful of a light shower during the next week to "help clean things up a bit".

He estimates he's lost at least $1.5 million in crops in the past three floods. Between 20,000 and 50,000 bales of cotton would have been lost by Moree region cotton growers in the most recent flood.

Mr Estens said the biggest tragedy was that he and other farmers had put a lot of their money into the crops.

"That's where all the money goes," he said.

"Into the crop and keeping it up."